{"id":5952,"date":"2011-08-30T12:29:29","date_gmt":"2011-08-30T12:29:29","guid":{"rendered":"http:\/\/www.comparaonline.com\/prensa\/?p=5952"},"modified":"2017-10-06T13:44:28","modified_gmt":"2017-10-06T16:44:28","slug":"credito-automotriz-como-elegir-el-mejor","status":"publish","type":"post","link":"https:\/\/www.comparaonline.cl\/blog\/finanzas\/credito-automotriz\/credito-automotriz-como-elegir-el-mejor\/","title":{"rendered":"Cr\u00e9dito Automotriz: C\u00f3mo elegir el mejor"},"content":{"rendered":"<figure id=\"attachment_5961\" aria-describedby=\"caption-attachment-5961\" style=\"width: 332px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2011\/08\/credito-automotriz.jpg\"><img loading='lazy' decoding='async' onerror='gen_methods.imageFailed(this)' loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5961\" title=\"Credito automotriz\" src=\"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2011\/08\/credito-automotriz.jpg\" alt=\"Credito automotriz\" width=\"332\" height=\"220\" \/><\/a><figcaption id=\"caption-attachment-5961\" class=\"wp-caption-text\">Cotiza tu Credito automotriz.<\/figcaption><\/figure>\n<p>Seg\u00fan el SERNAC, un consumidor puede terminar pagando casi el doble por un cr\u00e9dito automotriz. Por ello, antes de elegir tu cr\u00e9dito, comp\u00e1ralo. Aqu\u00ed, algunos factores que debes considerar:<\/p>\n<p><strong>&#8211; Cotiza los valores de las cuotas:<\/strong> Puedes pagar hasta 87% m\u00e1s de lo que pediste. Haz el ejercicio financiero de calcular cu\u00e1ntas cuotas m\u00e1s se van a pagar por el auto, en comparaci\u00f3n a si se pagara al contado.<\/p>\n<p><strong>&#8211; Compara tasas de inter\u00e9s: <\/strong>Existen diferencias de 180% entre las tasas de inter\u00e9s del cr\u00e9dito automotriz m\u00e1s barato y m\u00e1s caro.<\/p>\n<p><strong>&#8211; No s\u00f3lo te fijes en la tasa de inter\u00e9s<\/strong>, el costo de un cr\u00e9dito automotriz tambi\u00e9n puede estar formado por gastos operacionales y seguros.<\/p>\n<p>&#8211; E<strong>l seguro de desgravamen no es obligatorio <\/strong>en los cr\u00e9ditos automotrices. Algunas empresas lo ofrecen, no obstante, los consumidores tienen derecho a aceptarlos o rechazarlos.<\/p>\n<p>&#8211; No necesariamente un cr\u00e9dito de consumo es m\u00e1s conveniente que un cr\u00e9dito automotriz, pues al comparar los cr\u00e9ditos de consumo de las entidades m\u00e1s caras, el financiamiento automotriz resulta m\u00e1s barato.<br \/>\nRecuerda que seg\u00fan tus datos y los del cr\u00e9dito automotriz que necesites, habr\u00e1 varias ofertas para ti, y todas muy diferentes entre s\u00ed.<\/p>\n<p><strong>Te recomendamos cotizar las opciones.<\/strong> Entra a nuestro comparador de <a title=\"credito automotriz\" href=\"https:\/\/www.comparaonline.cl\/credito-automotriz\">cr\u00e9dito automotriz online<\/a>: podr\u00e1s comparar las distintas ofertas \u2013sus tasas de inter\u00e9s, seguros asociados, valor de las cuotas y plazo del cr\u00e9dito, y elegir la alternativa m\u00e1s conveniente.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sin antes cotizar, un consumidor puede terminar pagando casi el doble. <\/p>\n","protected":false},"author":45,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1284],"tags":[],"class_list":["post-5952","post","type-post","status-publish","format-standard","hentry","category-credito-automotriz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cr\u00e9dito Automotriz: C\u00f3mo elegir el mejor<\/title>\n<meta name=\"description\" content=\"Sin antes cotizar, un consumidor puede terminar pagando casi el doble.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparaonline.cl\/blog\/finanzas\/credito-automotriz\/credito-automotriz-como-elegir-el-mejor\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dito Automotriz: C\u00f3mo elegir el mejor\" \/>\n<meta property=\"og:description\" content=\"Sin antes cotizar, un consumidor puede terminar pagando casi el doble.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.comparaonline.cl\/blog\/amp\/finanzas\/credito-automotriz\/credito-automotriz-como-elegir-el-mejor\/\" \/>\n<meta property=\"og:site_name\" content=\"ComparaOnline\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/comparachile\/\" \/>\n<meta property=\"article:published_time\" content=\"2011-08-30T12:29:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-10-06T16:44:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2011\/08\/credito-automotriz.jpg\" \/>\n<meta name=\"author\" content=\"Clara Escobar\" \/>\n<meta name=\"twitter:card\" 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