{"id":1983,"date":"2010-01-14T09:37:30","date_gmt":"2010-01-14T09:37:30","guid":{"rendered":"http:\/\/www.comparaonline.com\/prensa\/?p=1983"},"modified":"2013-04-24T20:56:07","modified_gmt":"2013-04-24T20:56:07","slug":"que-hacer-en-caso-de-que-accidente","status":"publish","type":"post","link":"https:\/\/www.comparaonline.cl\/blog\/autos\/seguro-automotriz\/que-hacer-en-caso-de-que-accidente\/","title":{"rendered":"\u00bfQu\u00e9 hacer en caso de que tenga un accidente?"},"content":{"rendered":"
\"Recomiendan
Recomiendan tener un archivo con los datos del otro conductor. <\/figcaption><\/figure>\n

Hay que hacer dos cosas importantes. Lo primero dejar constancia en Carabineros de inmediato, no puedes dejar pasar las horas, de lo contrario, la aseguradora no cubrir\u00e1 los da\u00f1os. <\/strong><\/p>\n

\u00bfD\u00f3nde? <\/strong>En la comisar\u00eda m\u00e1s cercana.
\n
\n\u00bfC\u00f3mo? <\/strong>Debes dar tus datos personales presentando tu c\u00e9dula de identidad y la documentaci\u00f3n del auto (patr\u00f3n, patente, etc). Adem\u00e1s debes describir c\u00f3mo ocurrieron los hechos<\/strong>, dar un relato de la forma y circunstancia en que sucedi\u00f3. Sobre todo si es que el tercero tiene un seguro automotriz contratado.<\/strong> Lo mejor es mantener un archivo con el nombre del conductor afectado, RUT, patente, tel\u00e9fono y aseguradora.<\/p>\n

En segundo lugar debes dar aviso en la aseguradora en un plazo de 10 d\u00edas<\/strong>, puedes ir a la oficina de tu compa\u00f1\u00eda de seguros o llamar por tel\u00e9fono.<\/p>\n

\u00bfC\u00f3mo? <\/strong>Debes presentar la documentaci\u00f3n del veh\u00edculo (padr\u00f3n, certificado de revisi\u00f3n t\u00e9cnica, seguro obligatorio, permiso de circulaci\u00f3n, etc.), licencia o permiso de circulaci\u00f3n transitorio, constancia de Carabineros, una descripci\u00f3n del hecho, el n\u00famero de p\u00f3liza y el n\u00famero del parte policial y el juzgado que tramita el robo.<\/p>\n

Liquidaci\u00f3n del seguro automotriz en caso de accidente<\/strong><\/p>\n

En caso de que tu auto haya sufrido p\u00e9rdidas parciales<\/strong> luego del siniestro, es decir, que su reparaci\u00f3n no supera al 75% del valor comercial del auto en el mercado, la aseguradora pagar\u00e1 la indemnizaci\u00f3n o reparar\u00e1\/reemplazar\u00e1 estos da\u00f1os particulares. <\/strong><\/p>\n

Por otro lado, si el veh\u00edculo se considera p\u00e9rdida total<\/strong>, o sea, si la reparaci\u00f3n de sus da\u00f1os supera el 75% de su valor comercial en el mercado, la empresa deber\u00e1 pagar la indemnizaci\u00f3n en un m\u00e1ximo de 60 d\u00edas. <\/strong>
\n
\nSin embargo los plazos son variables en ambos casos y depende exclusivamente de cada compa\u00f1\u00eda de seguros. <\/strong>Algunas pueden demorarse 60 d\u00edas y otras no m\u00e1s de 72 horas, por esto es que la recomendaci\u00f3n de expertos es que antes de contratar un seguro automotriz, compares el servicio y los plazos que ofrece cada aseguradora. <\/strong>As\u00ed no te arrepentir\u00e1s de tu decisi\u00f3n.<\/p>\n","protected":false},"excerpt":{"rendered":"

Primero dejar constancia en Carabineros y luego dar aviso en la aseguradora. Aqu\u00ed, los pasos a seguir y la documentaci\u00f3n requerida.<\/p>\n","protected":false},"author":45,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1277],"tags":[],"class_list":["post-1983","post","type-post","status-publish","format-standard","hentry","category-seguro-automotriz"],"yoast_head":"\n\u00bfQu\u00e9 hacer en caso de que tenga un accidente?<\/title>\n<meta name=\"description\" content=\"Hay que hacer dos cosas importantes. 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