{"id":1167,"date":"2009-11-09T14:28:16","date_gmt":"2009-11-09T14:28:16","guid":{"rendered":"http:\/\/www.comparaonline.com\/prensa\/?p=1167"},"modified":"2013-04-24T20:59:36","modified_gmt":"2013-04-24T20:59:36","slug":"por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto","status":"publish","type":"post","link":"https:\/\/www.comparaonline.cl\/blog\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/","title":{"rendered":"\u00bfPor qu\u00e9 los j\u00f3venes pagan m\u00e1s caro por un seguro de auto?"},"content":{"rendered":"
\"Los
Los j\u00f3venes suelen ser m\u00e1s temerarios y atrevidos para conducir. <\/figcaption><\/figure>\n

A una compa\u00f1\u00eda de seguros no le basta con saber la marca y modelo de su auto para tarifar un seguro. Adem\u00e1s de otros factores, la edad del conductor es fundamental para definir el precio y las caracter\u00edsticas de la p\u00f3liza.<\/strong> Si est\u00e1s en una edad considerada \u201criesgosa\u201d para las aseguradoras, el precio que tendr\u00e1s que pagar siempre ser\u00e1 m\u00e1s alto.
\n<\/strong>
\nLos j\u00f3venes son los principales afectados, sobre todo si son hombres y solteros de entre 18 y 25 a\u00f1os. <\/strong>Para las aseguradoras estas personas suelen ser m\u00e1s temerarias y atrevidas para conducir, por lo que est\u00e1n m\u00e1s propensas a sufrir accidentes. Y de hecho es as\u00ed. En Chile, el 80% de las p\u00e9rdidas totales se encuentra en este sector de la poblaci\u00f3n.
\n
\nAdem\u00e1s, muchos de estos \u201cnuevos conductores\u201d manejan autos nuevos<\/strong>, por lo que ante el m\u00ednimo aboll\u00f3n, los env\u00edan al taller. Y como estad\u00edsticamente tienen m\u00e1s accidentes, este tr\u00e1mite pasa bastante seguido. Por otro lado, sus autos adem\u00e1s de ser los preferidos de los delincuentes, pasan muchas horas estacionados en lugares de mayor riesgo, sobre todo en la noche<\/strong>, cuando salen a locales, pubs o discoteques.<\/p>\n

Las personas de entre 40 y 50 a\u00f1os, en cambio, son conductores \u201cideales\u201d para las compa\u00f1\u00edas de seguro. Sobre todo si est\u00e1n casados<\/strong>, ya que como tienen m\u00e1s responsabilidades, su forma de manejar es m\u00e1s precavida. Muchos de ellos no registran accidentes en uno o dos a\u00f1os.<\/p>\n

Pero tal como las aseguradoras \u201cclasifican\u201d a sus clientes, los conductores tambi\u00e9n pueden hacerlo con ellas. <\/strong>La recomendaci\u00f3n es buscar la p\u00f3liza m\u00e1s conveniente seg\u00fan tus propias caracter\u00edsticas<\/strong>, para ahorrar y conocer lo que el mercado ofrece. Puedes comparar las diferentes p\u00f3lizas de seguros de auto a trav\u00e9s de nuestro comparador online.<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Son conductores “riesgosos” para las compa\u00f1\u00edas. Sobre todo los hombres solteros de entre 18 y 25 a\u00f1os. <\/p>\n","protected":false},"author":45,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1277],"tags":[],"class_list":["post-1167","post","type-post","status-publish","format-standard","hentry","category-seguro-automotriz"],"yoast_head":"\n\u00bfPor qu\u00e9 los j\u00f3venes pagan m\u00e1s caro por un seguro de auto? - ComparaOnline<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparaonline.cl\/blog\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfPor qu\u00e9 los j\u00f3venes pagan m\u00e1s caro por un seguro de auto? - ComparaOnline\" \/>\n<meta property=\"og:description\" content=\"Son conductores "riesgosos" para las compa\u00f1\u00edas. Sobre todo los hombres solteros de entre 18 y 25 a\u00f1os.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/\" \/>\n<meta property=\"og:site_name\" content=\"ComparaOnline\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/comparachile\/\" \/>\n<meta property=\"article:published_time\" content=\"2009-11-09T14:28:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2013-04-24T20:59:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2009\/11\/joven-manejando-un-auto.jpg\" \/>\n<meta name=\"author\" content=\"Clara Escobar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@compara_chile\" \/>\n<meta name=\"twitter:site\" content=\"@compara_chile\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Clara Escobar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo estimado de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/\"},\"author\":{\"name\":\"Clara Escobar\",\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/#\/schema\/person\/2f605442e15d63553e57ec9ee4b9a51f\"},\"headline\":\"\u00bfPor qu\u00e9 los j\u00f3venes pagan m\u00e1s caro por un seguro de auto?\",\"datePublished\":\"2009-11-09T14:28:16+00:00\",\"dateModified\":\"2013-04-24T20:59:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/\"},\"wordCount\":352,\"commentCount\":1,\"publisher\":{\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2009\/11\/joven-manejando-un-auto.jpg\",\"articleSection\":[\"Seguro Automotriz\"],\"inLanguage\":\"es-CL\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/\",\"url\":\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/\",\"name\":\"\u00bfPor qu\u00e9 los j\u00f3venes pagan m\u00e1s caro por un seguro de auto? - ComparaOnline\",\"isPartOf\":{\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2009\/11\/joven-manejando-un-auto.jpg\",\"datePublished\":\"2009-11-09T14:28:16+00:00\",\"dateModified\":\"2013-04-24T20:59:36+00:00\",\"inLanguage\":\"es-CL\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-CL\",\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#primaryimage\",\"url\":\"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2009\/11\/joven-manejando-un-auto.jpg\",\"contentUrl\":\"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2009\/11\/joven-manejando-un-auto.jpg\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/#website\",\"url\":\"https:\/\/www.comparaonline.cl\/blog\/\",\"name\":\"ComparaOnline\",\"description\":\"Todo lo que necesitas saber sobre seguros y productos financieros\",\"publisher\":{\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.comparaonline.cl\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-CL\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/#organization\",\"name\":\"Compara\",\"url\":\"https:\/\/www.comparaonline.cl\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-CL\",\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.comparaonline.cl\/blog-statics\/cl\/uploads\/2020\/02\/15814375758341.png\",\"contentUrl\":\"https:\/\/www.comparaonline.cl\/blog-statics\/cl\/uploads\/2020\/02\/15814375758341.png\",\"width\":161,\"height\":35,\"caption\":\"Compara\"},\"image\":{\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/comparachile\/\",\"https:\/\/x.com\/compara_chile\",\"https:\/\/www.instagram.com\/compara_chile\/\",\"https:\/\/www.linkedin.com\/company\/compara\/\",\"http:\/\/www.youtube.com\/c\/ComparaChile\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/#\/schema\/person\/2f605442e15d63553e57ec9ee4b9a51f\",\"name\":\"Clara Escobar\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-CL\",\"@id\":\"https:\/\/www.comparaonline.cl\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.comparaonline.cl\/blog-statics\/cl\/uploads\/2020\/02\/Clara-Escobar.jpg\",\"contentUrl\":\"https:\/\/www.comparaonline.cl\/blog-statics\/cl\/uploads\/2020\/02\/Clara-Escobar.jpg\",\"caption\":\"Clara Escobar\"},\"description\":\"Soy periodista y especialista en seguros, sobretodo si tienen que ver con el mundo automotriz. Los autos me gustan desde siempre y, por lo mismo estoy atenta a su mantenimiento y a las coberturas a considerar.\",\"sameAs\":[\"http:\/\/esteesunusuario.ge\/nerico\"],\"url\":\"https:\/\/www.comparaonline.cl\/blog\/author\/clara-escobar\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00bfPor qu\u00e9 los j\u00f3venes pagan m\u00e1s caro por un seguro de auto? - ComparaOnline","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.comparaonline.cl\/blog\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/","og_locale":"es_ES","og_type":"article","og_title":"\u00bfPor qu\u00e9 los j\u00f3venes pagan m\u00e1s caro por un seguro de auto? - ComparaOnline","og_description":"Son conductores \"riesgosos\" para las compa\u00f1\u00edas. Sobre todo los hombres solteros de entre 18 y 25 a\u00f1os.","og_url":"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/","og_site_name":"ComparaOnline","article_publisher":"https:\/\/www.facebook.com\/comparachile\/","article_published_time":"2009-11-09T14:28:16+00:00","article_modified_time":"2013-04-24T20:59:36+00:00","og_image":[{"url":"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2009\/11\/joven-manejando-un-auto.jpg","type":"","width":"","height":""}],"author":"Clara Escobar","twitter_card":"summary_large_image","twitter_creator":"@compara_chile","twitter_site":"@compara_chile","twitter_misc":{"Escrito por":"Clara Escobar","Tiempo estimado de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#article","isPartOf":{"@id":"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/"},"author":{"name":"Clara Escobar","@id":"https:\/\/www.comparaonline.cl\/blog\/#\/schema\/person\/2f605442e15d63553e57ec9ee4b9a51f"},"headline":"\u00bfPor qu\u00e9 los j\u00f3venes pagan m\u00e1s caro por un seguro de auto?","datePublished":"2009-11-09T14:28:16+00:00","dateModified":"2013-04-24T20:59:36+00:00","mainEntityOfPage":{"@id":"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/"},"wordCount":352,"commentCount":1,"publisher":{"@id":"https:\/\/www.comparaonline.cl\/blog\/#organization"},"image":{"@id":"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#primaryimage"},"thumbnailUrl":"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2009\/11\/joven-manejando-un-auto.jpg","articleSection":["Seguro Automotriz"],"inLanguage":"es-CL","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/","url":"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/","name":"\u00bfPor qu\u00e9 los j\u00f3venes pagan m\u00e1s caro por un seguro de auto? - ComparaOnline","isPartOf":{"@id":"https:\/\/www.comparaonline.cl\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#primaryimage"},"image":{"@id":"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#primaryimage"},"thumbnailUrl":"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2009\/11\/joven-manejando-un-auto.jpg","datePublished":"2009-11-09T14:28:16+00:00","dateModified":"2013-04-24T20:59:36+00:00","inLanguage":"es-CL","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/"]}]},{"@type":"ImageObject","inLanguage":"es-CL","@id":"https:\/\/www.comparaonline.cl\/blog\/amp\/autos\/seguro-automotriz\/por-que-los-jovenes-pagan-mas-caro-por-un-seguro-de-auto\/#primaryimage","url":"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2009\/11\/joven-manejando-un-auto.jpg","contentUrl":"https:\/\/www.comparaonline.cl\/blog\/wp-content\/uploads\/2009\/11\/joven-manejando-un-auto.jpg"},{"@type":"WebSite","@id":"https:\/\/www.comparaonline.cl\/blog\/#website","url":"https:\/\/www.comparaonline.cl\/blog\/","name":"ComparaOnline","description":"Todo lo que necesitas saber sobre seguros y productos financieros","publisher":{"@id":"https:\/\/www.comparaonline.cl\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.comparaonline.cl\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-CL"},{"@type":"Organization","@id":"https:\/\/www.comparaonline.cl\/blog\/#organization","name":"Compara","url":"https:\/\/www.comparaonline.cl\/blog\/","logo":{"@type":"ImageObject","inLanguage":"es-CL","@id":"https:\/\/www.comparaonline.cl\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.comparaonline.cl\/blog-statics\/cl\/uploads\/2020\/02\/15814375758341.png","contentUrl":"https:\/\/www.comparaonline.cl\/blog-statics\/cl\/uploads\/2020\/02\/15814375758341.png","width":161,"height":35,"caption":"Compara"},"image":{"@id":"https:\/\/www.comparaonline.cl\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/comparachile\/","https:\/\/x.com\/compara_chile","https:\/\/www.instagram.com\/compara_chile\/","https:\/\/www.linkedin.com\/company\/compara\/","http:\/\/www.youtube.com\/c\/ComparaChile"]},{"@type":"Person","@id":"https:\/\/www.comparaonline.cl\/blog\/#\/schema\/person\/2f605442e15d63553e57ec9ee4b9a51f","name":"Clara Escobar","image":{"@type":"ImageObject","inLanguage":"es-CL","@id":"https:\/\/www.comparaonline.cl\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.comparaonline.cl\/blog-statics\/cl\/uploads\/2020\/02\/Clara-Escobar.jpg","contentUrl":"https:\/\/www.comparaonline.cl\/blog-statics\/cl\/uploads\/2020\/02\/Clara-Escobar.jpg","caption":"Clara Escobar"},"description":"Soy periodista y especialista en seguros, sobretodo si tienen que ver con el mundo automotriz. Los autos me gustan desde siempre y, por lo mismo estoy atenta a su mantenimiento y a las coberturas a considerar.","sameAs":["http:\/\/esteesunusuario.ge\/nerico"],"url":"https:\/\/www.comparaonline.cl\/blog\/author\/clara-escobar\/"}]}},"_links":{"self":[{"href":"https:\/\/www.comparaonline.cl\/blog\/wp-json\/wp\/v2\/posts\/1167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comparaonline.cl\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparaonline.cl\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparaonline.cl\/blog\/wp-json\/wp\/v2\/users\/45"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparaonline.cl\/blog\/wp-json\/wp\/v2\/comments?post=1167"}],"version-history":[{"count":0,"href":"https:\/\/www.comparaonline.cl\/blog\/wp-json\/wp\/v2\/posts\/1167\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.comparaonline.cl\/blog\/wp-json\/wp\/v2\/media?parent=1167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparaonline.cl\/blog\/wp-json\/wp\/v2\/categories?post=1167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparaonline.cl\/blog\/wp-json\/wp\/v2\/tags?post=1167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}