{"id":11388,"date":"2013-11-30T16:31:36","date_gmt":"2013-11-30T16:31:36","guid":{"rendered":"http:\/\/blog.comparaonline.cl\/?p=11388"},"modified":"2017-10-06T14:53:46","modified_gmt":"2017-10-06T17:53:46","slug":"que-es-el-deducible-inteligente","status":"publish","type":"post","link":"https:\/\/www.comparaonline.cl\/blog\/autos\/seguro-automotriz\/que-es-el-deducible-inteligente\/","title":{"rendered":"\u00bfQu\u00e9 es el deducible inteligente?"},"content":{"rendered":"

A la hora de contratar un seguro, es importante que consideres cu\u00e1les son los aspectos m\u00e1s importantes. En el caso del Seguro Automotriz<\/a><\/strong>, debes pensar en el deducible inteligente. Este deducible es el que indica que no deber\u00e1s pagar el deducible de tu seguro<\/strong>, en caso que la persona con la que chocaste se declare culpable ante Carabineros, impacte por atr\u00e1s, o no respete el signo PARE, entre otras cosas. Asimismo, y en caso que se aplique, tampoco se considerar\u00e1 el siniestro para definir las condiciones de renovaci\u00f3n de tu seguro.<\/p>\n

Sin embargo, es importante que consideres algunas cuestiones relacionadas con el Seguro Automotriz<\/a> y el deducible inteligente<\/strong>. Es muy relevante que el tercero que ocasion\u00f3 el siniestro est\u00e9 debidamente identificado. Es decir, que tengas su nombre, patente, marca y modelo del auto, RUT, y tel\u00e9fonos donde puede ser contactado. Sin esto, y aunque no seas el causante del accidente, no podr\u00e1s obtener el deducible.<\/p>\n

Adem\u00e1s de ser debidamente identificado, el tercero tiene que quedar registrado en un parte policial y tambi\u00e9n en la denuncia realizada a la aseguradora. Si no se cumple este requisito, deber\u00e1s cancelar la suma del deducible acordado en tu p\u00f3liza. \u00bfCu\u00e1l es la conclusi\u00f3n? Tiene que existir prueba suficiente para verificar la situaci\u00f3n para que puedas obtener el deducible en tu p\u00f3liza.<\/p>\n

Para resumir, se tienen que cumplir estas condiciones para poder obtener el deducible inteligente. El tercero debe declararse culpable. En segundo lugar, que no respete la se\u00f1al de tr\u00e1nsito PARE o CEDA EL PASO. Un choque en la parte posterior tambi\u00e9n ser\u00e1 responsabilidad del tercero. Finalmente, tambi\u00e9n se contemplan otras situaciones en las que otra persona haya sido infractora de leyes de tr\u00e1nsito y, por ende, haya ocasionado el siniestro.<\/p>\n

No todas las aseguradoras trabajan con deducible inteligente. Solamente algunas compa\u00f1\u00edas del mercado lo tienen implementado. Por eso, si est\u00e1s interesado en obtener un deducible inteligente para tu p\u00f3liza, es importante que investigues cu\u00e1les son todas tus opciones. Antes de contratar, tienes que asegurarte de que sea una compa\u00f1\u00eda confiable y que cumpla con todas las condiciones. Lo importante, como siempre, es evaluar todas tus opciones para saber cu\u00e1l es la que m\u00e1s te conviene.<\/p>\n","protected":false},"excerpt":{"rendered":"

A la hora de contratar un seguro, es importante que consideres cu\u00e1les son los aspectos m\u00e1s importantes. En el caso del Seguro Automotriz, debes pensar en el deducible inteligente. Este deducible es el que indica que no deber\u00e1s pagar el deducible de tu seguro, en caso que la persona con la que chocaste se declare…<\/p>\n","protected":false},"author":45,"featured_media":11410,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1277],"tags":[],"class_list":["post-11388","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-automotriz"],"yoast_head":"\n\u00bfQu\u00e9 es el deducible inteligente? - ComparaOnline<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparaonline.cl\/blog\/autos\/seguro-automotriz\/que-es-el-deducible-inteligente\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 es el deducible inteligente? - ComparaOnline\" \/>\n<meta property=\"og:description\" content=\"A la hora de contratar un seguro, es importante que consideres cu\u00e1les son los aspectos m\u00e1s importantes. 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